a) This archive is an electronic record as far as Information Technology Act, 2000 and administers there under as appropriate and the altered arrangements relating to electronic records in different resolutions as revised by the Information Technology Act, 2000. This electronic record is created by a PC framework and does not require any physical or computerized marks.

b) This archive is distributed as per the arrangements of Rule 3 (1) of the Information Technology (Intermediaries rules) Rules, 2011 that require distributing the guidelines and guidelines, protection strategy and Terms of Use for access or utilization of COTAXO.COM

c) The space name www.cotaxo.com(“Website”), is claimed and worked by CoTaxo(“Company”) a Registered Company, restricted by offers, where such articulation will, except if offensive to the setting thereof, be regarded to incorporate its separate delegates, managers, representatives, executives, officials, operators and their successors and doles out.

d) For the reason for this Privacy (“Policy”), any place the specific circumstance so requires,

I) The term ‘You’ &’User’ will mean any legitimate individual or substance getting to or utilizing the administrations gave on this Website, who is skillful to go into restricting contracts, according to the arrangements of the Indian Contract Act, 1872;

ii) The terms ‘We’, ‘Us’& ‘Our’ will mean the Website and additionally the Company, as the specific circumstance so requires.

iii) The terms ‘Gathering’ and ‘Gatherings’ will separately be utilized to allude to the User and the Company independently and all things considered, as the unique situation so requires.

e) The headings of each segment in this Policy are just to sort out the different arrangements under this Policy in an efficient way, and will not be utilized by either Party to translate the arrangements contained thus in any way. Further, it is explicitly consented to by the Parties that the headings will have no lawful or authoritative worth.

f) The utilization of the Website by the User is exclusively administered by this Policy just as the Terms of Use of the Website (“Terms”, accessible at www.cotaxo.com), and any adjustments or revisions made thereto by the Company occasionally, at its sole carefulness. Visiting the landing page of the Website as well as utilizing any of the administrations gave on the Website will be considered to connote the User’s unequivocal acknowledgment of this Policy and the previously mentioned Terms, and the User explicitly consents to be bound by the equivalent. The User explicitly concurs and recognizes that the Terms and Policy are co-end, and that expiry/end of it is possible that one will prompt the end of the other.

g) The User unequivocally concurs that this Policy and the previously mentioned Terms comprise a lawfully official understanding between the User and the Company, and that the User will be liable to the standards, rules, approaches, terms, and conditions material to any administration that is given by the Website, and that the equivalent will be esteemed to be joined into the Terms, and will be treated as a vital part of the equivalent. The User recognizes and concurs that no signature or express act is required to make these Terms and the Policy official on the User, and that the User’s demonstration of visiting any piece of the Website comprises the User’s full and last acknowledgment of the Policy and the previously mentioned Terms.

h) The Parties explicitly concur that the Company holds the sole and restrictive ideal to alter or change the Policy and the previously mentioned Terms with no earlier consent or implication to the User, and the User explicitly concurs that any such revisions or alterations will become effective right away. The User has an obligation to intermittently check the Policy and Terms, and stay refreshed on their provisions and necessities. On the off chance that the User keeps on utilizing the Website following such a change, the User will be regarded to have assented to all alterations/adjustments made to the Policy and Terms. To the extent that the User agrees to the Policy and Terms, he/she is conceded an individual, non-select, non-transferable, revocable, constrained benefit to enter, access and utilize the Website.


a) The User explicitly concurs and recognizes that the Company gathers and stores the User’s own data, which is given by the User occasionally on the Website, including however not constrained to the User’s client name, passwords, email address, name, address, age, date of birth, sex, nationality, shopping inclinations, perusing history, and so on., just as any pictures or other data transferred/distributed by the User on the Website. The User knows that this data will be utilized by the Company/Website to give administrations and highlights focused at the User, that are well on the way to address the User’s issues, and furthermore to redo and improve the Website to make its clients’ encounters more secure and simpler.

b) The User knows that the Company/Website may consequently follow certain data about the User dependent on the User’s IP address and the User’s conduct on the Website, and the User explicitly agrees to the equivalent. The User knows that this data is utilized to do inner research on client socio economics, interests, and conduct, to empower the Company/Website to more readily comprehend, and take into account the interests of its clients. The User is explicitly made mindful that such data may incorporate the URL that the User visited preceding getting to the Website, the URL which the User accordingly visits (regardless of whether these URLs structure a piece of the Website), the User’s PC and internet browser data, the User’s IP address, and so on.

c) If the User buys items/administrations from the Website, the User agrees to permitting the Company/Website to gather data about the User’s purchasing conduct and patterns.

d) If the User posts messages/audits/criticism anyplace on the Website, including yet not constrained to message sheets, talk rooms, other message zones, and so forth., the User knows that all such data gave/transferred will be collected and put away by the Company inconclusively, and that such held data might be used to resolve debates, give client support, investigate issues, and so on., and that such data, whenever mentioned, might be given to legal or administrative experts of essential locale, or generally used by the Company/Website as allowed by pertinent laws.

e) The User knows that any data relating to the User gathered by the Company, regardless of whether legitimately given by the User to the Company/Website,including however not restricted to individual correspondence, for example, messages or letters, input from different clients or outsiders in regards to the User’s exercises or postings on the Website, and so on., might be collected and gone along by the Company/Website into an a document/organizer explicitly made for/apportioned to the User, and the User therefore explicitly agrees to the equivalent.

f) The User knows that while he/she can peruse a few segments of the Website without being an enrolled client, certain exercises, (for example, putting in a request) require the User to give legitimate individual data to the Company/Website with the end goal of enlistment. The User knows that the contact data gave to the Company/Website might be utilized to send the User offers and advancements, regardless of whether dependent on the User’s past requests and interests, and the User thus explicitly agrees to accepting the equivalent.

g) The User knows that the Company/Website may incidentally demand the User to finish discretionary online reviews. These overviews may require the User to provide contact data and statistic data (like postal district, age, level of pay, sex, and so forth.). The User knows that this information to is utilized to modify the Website to serve the User, and furnishing all clients of the Website with items/administrations/content that the Company/Website accepts they may be keen on profiting of, and furthermore to show substance as per the User’s inclinations.

h) The User is further mindful that the Company/Website may once in a while demand the User to compose surveys for items/administrations obtained/profited of by the User from the Website, and furthermore audits for the different merchants posting their items/benefits on the Website. The User knows that such audits will help different clients of the site make reasonable and right buys, and furthermore help the Company/Website expel dealers whose items are unacceptable in any capacity, and the User therefore explicitly approves the Company/Website to distribute all surveys composed by the User on the Website, alongside the User’s name and certain contact subtleties, for the advantage and utilization of different Users of the Website.

I) Nothing contained in this will be esteemed to constrain the Website/Company to store, transfer, distribute, or show in any way content/audits/overviews/input put together by the User, and the User thus explicitly approves the Website/Company to expel from the Website any such substance, audit, study, or criticism presented by the User, without cause or being required to inform the User of the equivalent.


a) The User knows that a’Cookie’ is a little snippet of data put away by a web server on an internet browser so it can later be followed back from that specific program, and that cookies are helpful for empowering the program to recall data explicit to a given client, including however not constrained to a User’s login distinguishing proof, secret key, and so forth. The User knows that the Website places both changeless and impermanent treats in the User’s PC’s hard drive and internet browser, and does therefore explicitly agree to the equivalent.

b) The User is further mindful that the Website uses information gathering gadgets, for example, treats on specific pages of the Website to help investigate site page stream, measure limited time adequacy, and advance trust and well being, and that specific highlights of the Website are just accessible using such treats. While the User is allowed to decay the Website’s treats if the User’s program allows, the User may thusly be not able utilize certain highlights on the Website

c) Additionally, the User knows that he/she may experience ‘treats’ or other comparative gadgets on specific pages of the Website that are set by outsiders or subsidiaries of the Company/Website. The User explicitly concurs and recognizes that the Company/Website does not control the utilization of such treats/different gadgets by outsiders, that the Company/Website is not the slightest bit in charge of the equivalent, and that the User accept any dangers in such manner.


a) The User knows that the Website/Company may impart the User’s own data to other corporate elements and offshoots to help recognize and counteract wholesale fraud, misrepresentation and other possibly unlawful acts; correspond related or various records to anticipate maltreatment of the Website’s administrations; and to encourage joint or co-marked administrations, where such administrations are given by more than one corporate element.

b) The User knows that the Website/Company may uncover individual data whenever required to do as such by law or if the Website/Company in accordance with some basic honesty accepts that such revelation is sensibly important to react to subpoenas, court orders, or other legitimate procedures. The Website/Company may likewise uncover the User’s own data to law authorization workplaces, outsider rights proprietors, or other outsiders on the off chance that it accepts that such divulgence is sensibly important to implement the Terms or Policy; react to claims that an ad, posting or other substance disregards the privileges of an outsider; or ensure the rights, property or individual well being of its clients, or the overall population.

c) The User is further mindful that the Website/Company and its members may share/sell a few or the majority of the User’s own data with different business substances should the Company/Website (or its advantages) plan to converge with, or be procured by such business element, or in case of re-association, amalgamation, or rebuilding of the Company’s the same old thing. Such business substance or new element will keep on being bound be the Terms and Policy, as might be corrected occasionally.


Exchanges on the Website are secure and ensured. Any data entered by the User when executing on the Website is scrambled to secure the User against inadvertent exposure to outsiders. The User’s credit and check card data isn’t gotten, put away by or held by the Company/Website in any way. This data is provided by the User legitimately to the pertinent installment passage which is approved to deal with the data gave, and is consistent with the guidelines and necessities of different banks and organizations and installment franchisees that it is related with.


The User knows that the Company/Website utilizes outsider publicizing organizations to serve advertisements to the clients of the Website. The User knows that these organizations may utilize data identifying with the User’s visits to the Website and different sites so as to give tweaked ads to the User. Besides, the Website may contain connections to different sites that may gather by and by recognizable data about the User. The Company/Website isn’t in charge of the protection rehearses or the substance of any of the previously mentioned connected sites, and the User explicitly recognizes the equivalent and concurs that all dangers related will be borne completely by the User.


By utilizing the Website as well as by giving data to the Company through the Website, the User agrees to the accumulation and utilization of the data disclosed by the User on the Website as per this Policy, including however not constrained to the User’s assent the Company/Website sharing/uncovering the User’s data, according to the terms contained herein above in Section 4 of the Policy.


It is explicitly consented to by the Parties hereto that the arrangement, elucidation and execution of this Policy and any questions emerging herefrom will be settled through a two-advance Alternate Dispute Resolution (“ADR”) component. It is additionally consented to by the Parties that the substance of this Section will endure even after the end or expiry of the Policy or potentially Terms.

a) Mediation: if there should be an occurrence of any contest between the gatherings, the Parties will endeavor to determine the equivalent genially among themselves, to the common fulfillment of the two Parties. If the Parties can’t achieve such a genial arrangement inside thirty (30) days of one Party conveying the presence of a contest to the next Party, the debate will be settled by mediation, as definite herein below.

b) Arbitration: if the Parties can’t agreeably resolve a contest by intercession, said question will be alluded to mediation by a sole mediator to be named by the Company, and the honor gone by such sole referee will be substantial and official on the two Parties. The Parties will bear their own expenses for the procedures, in spite of the fact that the sole judge may, in his/her sole attentiveness, direct either Party to hold up under the whole expense of the procedures. The mediation will be directed in English, and the seat of Arbitration will be the city of Delhi, India.

The Parties explicitly concur that the Terms, Policy and some other understandings went into between the Parties are represented by the laws, standards and guidelines of India, and that the Courts at Delhi will have elite purview over any questions emerging between the Parties.